What Is Integrated Bind?
Integrated Bind is a Terminal feature that allows you to complete the full policy issuance process — from application through bind — entirely inside Bold Penguin Terminal. With Integrated Bind, you no longer need to leave Terminal to finish binding a policy in a separate carrier portal.
Am I Eligible?
You have access to Integrated Bind for EMPLOYERS workers' compensation if:
You currently have an EMPLOYERS direct appointment, AND
You signed up for your Bold Penguin Terminal prior to June 1, 2026, meaning you have direct appointment activation capabilities
Integrated Bind is enabled automatically — no action or setup is required on your end.
How does EMPLOYERS Integrated Bind work?
The Integrated Bind flow begins the same way as any other Terminal quote:
1) Start a new submission in Terminal and complete the application for your client's risk.
2) On the quote presentation page, select an eligible EMPLOYERS quote and select FINALIZE & PAY.
3) EMPLOYERS collects the payment (full pay only) through a secure payment window embedded in the Terminal.
4) Once payment succeeds, the policy is issued. Policy documents will be available for download and also emailed to you (the agent).
Cancel Bind
If, at any time during the bind flow, you need to cancel binding, just select CANCEL BIND in the upper right-hand corner of the screen. This action returns you to the application and restores your full carrier selection so you can continue exploring available quote options.
Frequently Asked Questions
Does Integrated Bind replace the carrier portal? | No. You can still log into the EMPLOYERS portal at any time. Integrated Bind is an option within Terminal; it doesn't remove your existing portal access. |
Will my commission or appointment terms change? | No. Integrated Bind doesn't affect your appointment terms, commission structure, or policy terms. |
What policy types are eligible? | Integrated Bind is available for EMPLOYERS workers' compensation policies. |
Where can I find policy documents? | Policy documents are available to download after the user successfully completes the bind. They can also be found on the Terminal’s policy confirmation page. The agent will also be emailed policy documents. |
What happens after the policy is issued? | Insureds will receive an email invitation to enroll and create a policyholder account in EMPLOYERS’ portal, EACCESS. EACCESS provides self-service endorsements, policy change requests, cancellation requests, claims, and policy inquiries.
EMPLOYERS also handles endorsements, cancellations, and billing questions directly. Contact Employers at customersupport@employers.com |