Our Appetite Search tool was created as an exploratory tool to help agents understand baseline appetite for potential risks they may encounter. This tool looks at appetite eligibility based on three key inputs:
Business Class.
Line of Business (Coverage).
Location (State).
Step-by-Step Guide to Using the Appetite Search Tool
Access the tool:
Open Bold Penguin Terminal.
Click on the Menu in the upper-left corner.
Select Appetite Search from the dropdown options.
Input search criteria:
Describe the business operations (e.g., type of business or industry). Be as specific as possible to improve search accuracy.
Choose the desired coverage type (e.g., commercial auto, general liability).
Specify the business needs and the state where the business operates.
Review results:
The tool will display a list of carriers with appetites matching the specified criteria.
Use this information to identify suitable carriers for quoting.
The Appetite Search tool allows users to explore appetite for any given risk across all carriers available in the Bold Penguin Terminal - not just the carriers with whom you have appointments activated in your Terminal. This allows you to start an application with more confidence, knowing which carriers have appetite for a particular risk. The tool also provides a list of carriers with appetites matching the specified criteria, helping you identify suitable carriers for quoting.
Tips for Effective Use
Be Specific: The more detailed your description of the business, the more accurate the results will be.
Experiment with Keywords: If the exact business type isn’t listed, try using related terms or broader descriptions.
Check Multiple Coverage Types: If applicable, explore different coverage options to find the best match.
If the tool displays appetite with a carrier that you are not appointed with, you may be able to request a sub-appointment through Bold Penguin.
Please note that eligibility on the Appetite Search tool does not guarantee a quote. Risks are still subject to the carrier's underwriting requirements. Always consult the most recent carrier appetite guides to ensure accuracy and cross-reference results with carrier documentation.