Our Appetite Search tool was created as an exploratory tool to help agents understand baseline appetite for potential risks they may encounter. This tool looks at appetite eligibility based on three key inputs:
Business Class.
Line of Business (Coverage).
Location (State).
The Appetite Search tool allows users to explore appetite for any given risk across all carriers available in the Bold Penguin Terminal - not just the carriers with whom you have appointments activated in your Terminal. This allows you to start an application with more confidence, knowing which carriers have appetite for a particular risk.
If the tool displays appetite with a carrier that you are not appointed with, you may be able to request a sub-appointment through Bold Penguin.
Please note that eligibility on the Appetite Search tool does not guarantee a quote. Risks are still subject to the carrier's underwriting requirements.