In addition to Market Access appointments, Bold Penguin also offers access to several additional and specialty markets through simplified enrollment experiences.
Unlike Market Access carriers, these markets do not require a formal appointment approval process through Bold Penguin. Instead, agencies can quickly enroll and gain direct access to quoting opportunities through the carrier’s connected platform experience.
These “easy enrollment” markets provide a fast way to expand access to specialty, E&S, and niche business opportunities without waiting for traditional appointment workflows.
Available Additional & Specialty Markets
RT Specialty provides access to specialty and excess & surplus (E&S) markets for harder-to-place risks and unique business classes.
Through the Bold Penguin Terminal, agents can enroll directly with RT Specialty and begin submitting eligible business. Review how to become appointed with RT Specialty.
RT Specialty is commonly used for:
Higher hazard or complex risks
Specialty liability placements
E&S business not eligible for standard markets
Classes requiring broader underwriting flexibility
Pathpoint offers streamlined access to small commercial E&S products through a digital quoting experience.
Agents can complete a simple enrollment process and access Pathpoint directly from within the Terminal without needing a traditional Market Access appointment.
Pathpoint is designed to help agencies:
Quickly quote eligible E&S risks
Access multiple specialty carrier products
Handle business that may fall outside standard appetite guidelines
Improve turnaround times for specialty submissions
Neptune Flood provides digital flood insurance solutions for residential and commercial properties.
Enrollment is simple and does not require a Market Access appointment approval through Bold Penguin. Once enrolled, agents can begin accessing Neptune’s flood quoting capabilities directly.
Neptune helps agencies:
Offer standalone flood coverage options
Access private flood market solutions
Quote flood coverage quickly through a digital experience
Expand protection offerings beyond standard property placements
Propeller provides digital access to commercial surety bond solutions through an easy enrollment process within the Terminal.
Propeller enables agencies to:
Access commercial bond products digitally
Simplify the bond request process
Support contractor and business insurance needs
Quickly obtain eligible bond quotes and issuance options
Key Difference from Market Access
Market Access carriers require a review and approval process before agencies can quote under Bold Penguin’s master code.
Additional and specialty markets like RT Specialty, Pathpoint, Neptune, and Propeller instead offer simplified enrollment workflows that allow agencies to establish direct access more quickly — helping agencies expand market availability and specialty placement options with minimal onboarding friction.